.text {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	line-height: 17px;
	padding-left: 20px;
	padding-right: 20px;
}
.nav {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 17px;
	font-weight: bold;
	color: #000000;
	padding-top: 20px;
}
.nav a:link, .nav a:visited, .nav a:active {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 17px;
	color: #000000;
	text-decoration: none;
	padding-top: 20px;
}
.nav a:hover  {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 17px;
	color: #003366;
	text-decoration: underline;
	padding-top: 20px;
}
.heads {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 15px;
	font-weight: bold;
	color: #000000;
	padding-left: 20px;
	padding-top: 20px;
}